Business funding, loans against assets, wealth management, and risk cover — one conversation, one desk, no handoffs.
Money to run the business, and money to grow it
The credit that keeps the business running today, and the funding that expands it tomorrow. Both are handled by one desk that understands how your cash actually moves.
A revolving credit facility sized to how your business actually moves cash — not to a standard formula. Draw when you need it, repay as collections arrive.
Funding to build something new — a unit, a production line, or an expansion. We bring the lenders together and manage the syndication from term sheet to disbursement.
A fixed-term loan for expansion, technology upgrades, or acquisitions — repaid on a schedule matched to your cash flow. We negotiate tenure, rate, and covenants.
Asset-backed financing secured against the equipment itself — so buying modern machinery doesn't drain the working capital that keeps production running.
An overdraft facility whose drawing limit reduces systematically over time, aligned with the business's repayment schedule. Interest only on what you draw.
Structured financing for commercial, industrial, and captive green energy setups — the resulting energy savings cover a significant portion of the debt repayment.
Cash without selling what you own
You own assets. You need cash. Selling means losing the growth — and a tax bill. We arrange credit against what you hold so everything stays in your name and keeps working.
Borrow against residential or commercial property you own — unlocking capital that would otherwise sit idle, without selling the asset.
If your property is leased out, we structure the loan against the rental cash flow it generates. The rent services the loan; the property remains fully yours.
Pledge your listed shares or mutual fund holdings to access a flexible credit line while retaining ownership — you keep the growth and dividends.
Pledge your government or corporate bond holdings for a low-cost, flexible credit line, without liquidating a stable, income-generating fixed asset.
Where the surplus goes once the business is funded
A portfolio built around your timeline, not the fund house's calendar. Actively managed when the portfolio size warrants it, with access to private opportunities that most investors never see.
Curated portfolios across equity, debt, hybrid, and index funds matched to your goals and time horizon — monthly SIPs or lump sums, rebalanced every quarter.
A professionally run mandate for larger portfolios — defined strategy, named manager, and reporting you can actually follow. Designed for high-net-worth investor mandates.
Investment-grade corporate debt for the portion of your portfolio that shouldn't sit in equity — predictable coupons, defined tenure, credit quality explained upfront.
Government securities, fixed deposits, and debt instruments for capital preservation — the steady core that balances the rest of the portfolio.
Access to unlisted companies and growth-stage placements through the founders' network. Higher risk and longer lock-ins — we'll say so before you commit.
Placements in companies on a defined path to listing, sourced through the founders' network before shares reach the open public market.
The part nobody plans for until they need it.
Coverage sized around what you would actually stand to lose, reviewed alongside the portfolio every year — so one fire, one illness, or one absence never undoes a decade of building.
Fire, marine, factory, stock, and commercial vehicle insurance — structured as a suite so there are no gaps between covers when a claim actually arises.
Cover on the people the business can't run without, plus family life, health, and critical illness policies. Directors' liability cover is also available.
A separate desk for doctors, hospitals, and diagnostic chains — because a clinic's numbers don't read like a factory's, and most lenders treat them the same way. We don't.
Complete project debt financing, from construction through to medical equipment procurement — released in stages as the project hits milestones.
Practice loans for doctors setting up or expanding a clinic, and receivables discounting against TPA settlements — so the practice never waits on cash.
Four calculators to help you plan SIPs, EMIs, financial goals, and asset allocation. Indicative only — we’ll work through the exact figures on the call.
Indicative only. Actual returns vary with market conditions. Mutual fund investments are subject to market risk.
Indicative only. Actual EMI depends on lender terms, processing fees, and disbursement schedule.
Indicative only. Calculations use effective monthly compounding (12th-root method).
Your current savings — enter what you have in each
All projections are pre-tax gross returns. Actual post-tax returns will be lower depending on your tax slab and holding period. Indicative only — consult a registered financial advisor before making any investment decision.
No obligation, no pitch — just an honest first conversation.
No cost, no obligation — one advisor, one honest read of where you stand.