Business funding, loans against assets, wealth management, and risk cover — one conversation, one desk, no handoffs.
Money to run the business, and money to grow it
The credit that keeps the business running today, and the funding that expands it tomorrow. Both handled by one desk who understands how your cash actually moves.
A revolving credit limit sized to how your business actually moves cash — not a standard formula. Draw when you need it, repay as collections arrive.
Funding to build something new — a unit, a production line, or an expansion. We assemble the lenders and run the syndication from term sheet to disbursement.
A fixed-tenure loan for expansion, technology upgrades, or acquisition — repaid on a schedule matched to your cash flow. We negotiate tenure, rate, and covenants.
Asset-backed financing secured against the equipment itself — so buying modern machinery doesn't drain the working capital that keeps production running.
An overdraft whose drawing limit steps down systematically over time, matched to the business's accumulating accruals. Interest only on what you draw.
Structured financing for commercial, industrial, and captive green energy setups — the energy saving generated carries most of the debt repayment.
Cash without selling what you own
You own assets. You need cash. Selling means losing the growth — and a tax bill. We arrange credit against what you hold so everything stays in your name and keeps working.
Borrow against residential or commercial property you own — unlocking capital that would otherwise sit idle. Prime urban and semi-urban locations, monetised without requiring a sale.
If your property is leased out, we structure the loan against the rental cash flow it generates. The rent services the loan; the property remains fully yours.
Pledge your market investments for an instant, low-cost credit line. They stay invested in your name — you retain the growth, dividends, and ownership.
Where the surplus goes once the business is funded
A portfolio built around your timeline, not the fund house's calendar. Actively managed when the amounts warrant it, and access to private deals most investors never see.
Curated equity, debt, hybrid, and index fund portfolios matched to your goals and time horizon — monthly SIPs or lump sums, rebalanced every quarter.
A professionally run mandate for larger portfolios — defined strategy, named manager, and reporting you can actually follow. Curated for HNI mandates.
Fixed-coupon instruments for the portion of your portfolio that shouldn't sit in equity — predictable income, defined tenure, credit quality explained upfront.
Access to unlisted companies and pre-IPO placements through the founders' network. Higher risk and longer lock-ins — we'll say so before you commit.
The part nobody plans until they need it
Cover sized against what you would actually lose, reviewed alongside the portfolio every year — so one fire, one illness, or one absence never undoes a decade of building.
Fire, marine, factory, stock, and commercial vehicle insurance — structured as a suite so there are no gaps between covers when a claim actually arises.
Cover on the people the business can't run without, plus family life, health, and critical illness policies. Director's liability also covered.
A separate desk for doctors, hospitals, and diagnostic chains — because a clinic's numbers don't read like a factory's, and most lenders treat them the same way. We don't.
Complete project debt financing from construction through to medical equipment — released in stages as the project hits milestones.
Practice loans for doctors setting up or expanding a clinic, and receivables discounting against TPA settlements — so the practice never waits on cash.
Four calculators to help you plan SIPs, EMIs, financial goals, and asset allocation. Indicative only — we’ll work through the exact figures on the call.
Indicative only. Actual returns vary with market conditions. Mutual fund investments are subject to market risk.
Indicative only. Actual EMI depends on lender terms, processing fees, and disbursement schedule.
Indicative only. Uses Effective (12th root) compounding.
Your current savings — enter what you have in each
All projections are pre-tax gross returns. Actual post-tax returns will be lower depending on your tax slab and holding period. Indicative only — consult a registered financial advisor before making any investment decision.
No obligation, no pitch — just an honest first conversation.